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How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 InsuranceSR-22 is a state-mandated filing proving you carry liability insurance, required after DUI, reckless driving, or driving uninsured. Most states require it for 3 years from your conviction date.
Non-Owner SR-22Non-owner SR-22 satisfies reinstatement requirements if you don't own a vehicle but need to prove insurance to the DMV. Costs $25–$50/month in most states.
Liability InsuranceLiability coverage pays for damage and injuries you cause to others. State minimums range from $15,000/$30,000 in California to $50,000/$100,000 in Alaska.
Uninsured Motorist CoverageUninsured motorist coverage protects you if hit by a driver with no insurance. Required in 20 states and recommended in areas where 15%+ of drivers are uninsured.
Non-Standard Auto InsuranceNon-standard policies are written for suspended drivers, DUI offenders, and drivers with multiple violations. Premiums average $150–$350/month depending on state and violation.Recent Articles
7/14/2026At-Fault Accident SR-22 Requirements in GAGeorgia's SR-22A only applies if you were uninsured in an at-fault crash over $500. Check whether yours does.
7/14/2026SR-22 After Coverage Lapse in GeorgiaGeorgia suspends licenses for insurance lapses but doesn't require SR-22 for first offenses. Reinstatement costs $200. Learn what filing you need.
7/14/2026Infinity SR-22 Insurance Georgia CostInfinity writes Georgia SR-22 in its non-standard tier; installments add $15–$25/month. Compare other carriers.
Get Your Georgia SR-22 Filed Without the Markup
Get My Georgia SR-22 Auto Insurance QuoteFrequently Asked Questions
Do I need insurance if my license is suspended?
Yes, in most states. To reinstate your license, you must prove continuous insurance coverage during the suspension period or file SR-22 before reinstatement. Letting coverage lapse extends your suspension in 42 states.
What is SR-22 insurance?
SR-22 is not insurance — it's a state filing proving you carry liability coverage. Your insurer files the SR-22 form electronically with your state DMV. If your policy cancels, the insurer notifies the state and your license is re-suspended.
How long do I need to maintain SR-22 filing?
Most states require SR-22 for 3 years after your conviction date. California and Florida require it for 3 years; Virginia requires it for 3 years after license reinstatement. If your policy cancels before the period ends, your suspension restarts.
What happens if I move to another state with an SR-22?
You must file SR-22 in your new state if that state requires it. Contact your insurer to cancel the old state filing and open a new one. The filing period does not reset unless your new state has different rules.